In September of 2017, Equifax announced it experienced a data breach, which impacted the personal information of approximately 147 million people. A federal court approved a class action Settlement that resolves lawsuits brought by consumers after the data breach. Equifax denied any wrongdoing and no judgment or finding of wrongdoing was made.
If you are a Class Member, the deadline to file Initial Claims Period claim(s) for free credit monitoring or up to $125 cash payment and other cash reimbursement passed on January 22, 2020. The deadline to file an Extended Claims Period claim passed on January 22, 2024.
The Settlement is now effective. If you requested a cash benefit during the Initial Claims Period, the amount you receive may be significantly reduced depending on how many valid claims were submitted by other class members. Based on the number of potentially valid claims that have been submitted to date, payments for time spent and alternative compensation of up to $125 likely will be substantially lowered and will be distributed on a proportional basis. Depending on the number of valid claims filed, the amount you receive may be a small percentage of your initial claim.
Extended Claims Period Claims
The deadline to file an Extended Claims Period claim for Out-of-Pocket Losses or Time Spent that occurred between January 23, 2020, and January 22, 2024, passed on January 22, 2024.
If you were impacted by the Equifax data breach, you could have sought reimbursement for valid Out-of-Pocket losses or Time Spent (excluding losses of money and time associated with freezing or unfreezing credit reports or purchasing credit monitoring or identity theft protection) incurred during the Extended Claims Period if you had not received reimbursement for the claimed loss through other means.
To be eligible, your claim for Out-of-Pocket Losses or Time Spent must have occurred between January 23, 2020 and January 22, 2024 (the “Extended Claims Period”).
During the Extended Claims Period, impacted class members may submit claim(s) for cash reimbursement. You may be eligible for the following reimbursement cash payments for:
- Time Spent during the Extended Claims Period recovering from fraud, identity theft, or other misuse of your personal information caused by the data breach up to 20 total hours at $25 per hour.
- Out-of-Pocket Losses during the Extended Claims Period resulting from the data breach up to $20,000.
In order to submit a claim for Time Spent or Out-of-Pocket Losses during the Extended Claims Period, you must certify that you have not received reimbursement for the claimed loss through other means.
Free Identity Restoration Services: You will be eligible for at least 7 years of free assisted identity restoration services to help you remedy the effects of identity theft and fraud. Services will be available for at least 7 years after January 11, 2022 (the Settlement Effective Date).
Find Out if Your Information Was Impacted
The deadline to file a claim has passed.